Coping with Financial Pressures

Early engagement with your private banker may prevent your financial situation from worsening. Even if you haven't missed a payment yet, if you are experiencing any difficulty with making that payment, you should contact your private banker to see how they may be able to support you.

We will need to understand your current circumstance and any changes which you are aware of. We may also need to understand what money you have coming in and outgoings, to understand what is affordable. If you have this information available it will help us understand how we can support you.

Your private banker can discuss your circumstances with you in detail and work with you to develop a individualised approach, the main goal is to make repayments sustainable.

Once we have assessed your circumstances your private banker will be able to consider whether there are ways in which we can support you. Please note that all assessments will be carried out taking into consideration your individual circumstances.

Making changes to your mortgage or loan repayments can help you through your current pressures. However, this may mean you ultimately pay more interest and/or increase the cost of your loan. We will provide you with adequate information to understand the implications of any proposed arrangements.