Website Terms and Conditions

SG Kleinwort Hambros

SG Kleinwort Hambros Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The company is incorporated in England & Wales under number 964058 with registered office at One Bank Street, Canary Wharf, London E14 4SG.

SG Kleinwort Hambros Trust Company (UK) Limited is an Appointed Representative of SG Kleinwort Hambros Bank Limited. SG Kleinwort Hambros Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. SG Kleinwort Hambros Trust Company (UK) Limited is incorporated in England and Wales under number 514879 and its registered address is One Bank Street, Canary Wharf, London E14 4SG. Telephone calls may be monitored or recorded.

SG Kleinwort Hambros Bank Limited, Jersey Branch is regulated by the Jersey Financial Services Commission. The bank's principal address in Jersey is PO Box 78, 38 Esplanade, St Helier, Jersey JE4 8PR. Services provided by SG Kleinwort Hambros Bank Limited, Jersey Branch will be subject to the regulatory regime applicable in Jersey, which differs in some or all respects from that of the UK. For UK-resident clients certain FCA protections may apply in addition to those available under the Jersey regime in certain specific circumstances. SG Kleinwort Hambros Bank Limited is also authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the UK. The company is incorporated in England & Wales under number 964058 with registered office at One Bank Street, Canary Wharf, London E14 4SG. 

SG Kleinwort Hambros Bank Limited, Guernsey Branch is licensed and regulated by the Guernsey Financial Services Commission to provide deposit taking services, investment business services, as well as lending, credit & finance services, and is also registered as a money services provider in Guernsey. SG Kleinwort Hambros Bank Limited is also authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the UK. The bank's principal address in Guernsey is PO Box 6, Hambro House, St Julian’s Avenue, St Peter Port, Guernsey, GY1 3AE. The company is incorporated in England & Wales under number 964058 with registered office at One Bank Street, Canary Wharf, London E14 4SG. Services provided by SG Kleinwort Hambros Bank Limited, Guernsey Branch will be subject to the regulatory regime applicable in Guernsey, which differs in some or all respects from that of the UK. For UK-resident clients certain FCA protections may apply in addition to those available under the Guernsey regime in certain specific circumstances.

SG Kleinwort Hambros Trust Company (CI) Limited is regulated by the Jersey Financial Services Commission ("JFSC") and by the Guernsey Financial Services Commission ("GFSC"). The company is incorporated in Jersey under number 4345 and its registered address is PO Box 197, 38 Esplanade, St Helier, Jersey JE4 8RT. Its address in Guernsey is PO Box 86, Hambro House, St Julian’s Avenue, St Peter Port, Guernsey, GY1 3ED. This document has not been authorised or reviewed by the JFSC or GFSC.

SG Kleinwort Hambros Corporate Services (CI) Limited is regulated by the Jersey Financial Services Commission ("JFSC"). The company is incorporated in Jersey under number 8395 and its registered address is PO Box 78, 38 Esplanade, St Helier, Jersey JE4 8PR. This document has not been authorised or reviewed by the JFSC.

SG Kleinwort Hambros Bank Limited, Gibraltar Branch is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is authorised and regulated by the Gibraltar Financial Services Commission in respect of banking, investment and insurance mediation business. The company is incorporated in England & Wales under number 964058 with registered office at One Bank Street, Canary Wharf, London E14 4SG and is registered in Gibraltar under the Gibraltar Companies Act with its principal place of business in Gibraltar at Unit 5.02, Madison, Midtown, Queensway, Gibraltar GX11 1AA. The liability of the members of SG Kleinwort Hambros Bank Limited is limited.

Services provided by SG Kleinwort Hambros Bank Limited, Gibraltar Branch will be subject to the regulatory regime applicable in Gibraltar, which differs in some or all respects from that of the UK.  For UK-resident clients certain FCA protections may apply in addition to those available under the Gibraltar regime in certain specific circumstances. 

Kleinwort Hambros is part of Societe Generale Private Banking, which is part of the wealth management arm of the Societe Generale Group. Societe Generale is a French Bank authorised in France by the Autorité de Contrôle Prudentiel et de Resolution, located at 61, rue Taitbout, 75436 Paris Cedex 09 and under the prudential supervision of the European Central Bank. It is also authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Terms and conditions

Before using this website you should read the following terms and conditions which govern it’s use. By accessing this website, you agree to be bound by our terms and conditions as set out in subsequent sections.

Use of Website

These terms and conditions set out the basis for the use of the Kleinwort Hambros website ( www.kleinworthambros.com ). These terms shall be governed by and construed in accordance with English Law.

Services

We may, at our discretion, provide you with services including, but not restricted to, news and information services. You agree to comply with the conditions imposed on your use of the services, as set out in these terms and conditions and elsewhere in our website. These services may be outside our control, or provided by a third party, in which case, we do not accept responsibility for their content, or for any delays, interruptions or errors in the provision of these additional services.

We reserve the absolute right to terminate, withdraw, restrict, vary, extend or re-introduce any or all of the services and update, alter, suspend or discontinue, any aspect of our website including access to it, without notice at any time and for any reason and with no liability on our part.

In particular, the products and services mentioned on this website which relate to 'securities' as such is defined in the US Securities Act are not directed nor intended for investors being 'US Persons' within the meaning of the US Securities Act, who may only receive a financial service relating to 'securities' from and/or carry out any transaction in 'securities' through an entity authorised to this purpose in the United States of America.

Copyright Notice

Unless otherwise stated, all copyright and other intellectual property rights in documents, graphics and other materials on this website (collectively 'Materials') are owned by SG Kleinwort Hambros Bank Limited.

• 1. You may only use Materials extracted from this website or saved to disk or other storage medium for informational purposes. Without prejudice to the foregoing, you shall not use any Materials for commercial purposes;
• 2. You shall not modify Materials in any way;
• 3. You shall not separate graphics from accompanying text;
• 4. The SG Kleinwort Hambros Bank Limited copyright notice (i.e. © SG Kleinwort Hambros Bank Limited) must appear in all copies or reproductions of Materials accessed from this website.

No Materials or other text or part of this website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without the prior written consent of SG Kleinwort Hambros Bank Limited, such consent to be granted in SG Kleinwort Hambros Bank Limited's absolute discretion and may be subject to the payment of a royalty to SG Kleinwort Hambros Bank Limited. You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our website available in any manner to any third party. Any rights not expressly granted in these terms are reserved.

Liability and Risk Warnings

SG Kleinwort Hambros Bank Limited does not accept any liability for error or omission. SG Kleinwort Hambros Bank Limited shall only be liable for damages for death or personal injury resulting from its negligence but shall not be liable for any other damages (including damages for consequential loss or loss of profits) arising in contract, tort or otherwise deriving directly or indirectly from the use, misuse or inoperability of this website, or any Materials contained therein. The Materials do not constitute financial or other professional advice and should not be relied upon. In addition, SG Kleinwort Hambros Bank Limited accepts no responsibility for the content of any website to which a hypertext link from this website exists. Any links are provided on an 'as is' basis with no warranty, express or implied, for the information provided within them. The information on our website is provided solely to enable investors to make their own investment decisions and does not constitute a recommendation to buy, sell or otherwise deal in investments by us.

We do not make any warranties, express or implied that the information or services provided through our website ("Information" or "Services") or the availability of the Information or Services in any particular jurisdiction outside the UK is in compliance with any applicable local laws or regulations. Accordingly, if it is prohibited to make the Information or Services or any part thereof available in your jurisdiction or to you (by reason of nationality, residence or otherwise) such Information or the Services or any part thereof are not directed at you. You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to receive the Information and Services through us in the country in which you are accessing our website. We accept no liability for any cost, losses or damages resulting from or related to the availability or content of any Information or Services to persons in jurisdictions outside the UK or to persons who are, or who are nominees of or trustees for, citizens, residents or nationals of other countries. Neither the Information nor our Services or any part of our website constitutes an offer or solicitation to sell investments in any jurisdiction.

The value of investments and the income from them may go down as well as up. Changes in the rate of exchange may have an adverse effect on the value, price and income of non-sterling funds. In some instances the investor may get back less than he or she invested.

Any services and investments may have tax consequences and it is important to bear in mind that the Kleinwort Hambros Bank Limited does not provide tax advice. The level of taxation depends on individual circumstances and such levels and basis of taxation can change. You should seek professional tax advice in order to understand any applicable tax consequences. In addition, the material is not intended to provide, and should not be relied on for, accounting or legal purposes and independent advice should be sought where appropriate.

Some products and services are not available in all Kleinwort Hambros Bank Limited branches. Their availability depends on local laws and tax regulations. In addition, they have to comply with the Societe Generale Group Tax Code of Conduct. Furthermore, accessing some of these products, services and solutions might be subject to other conditions, amongst which is eligibility.

It is possible that the law will change or that commercial pressures will dictate that we should enter into an agreement with a Trust Service Provider (TSP), Trusted Third Party (TTB) or Key Escrow Agent who will maintain a record of any encryption key which could be used under certain circumstances of law enforcement agencies to decode messages sent between us. You agree that you have no objection to us entering into such an agreement. Although we use encrypted technology, we do not warrant the security of any communications between us via the Internet.

You agree to the following terms with respect to your use of electronic communication:

• You will not use our services for any purpose which unlawful, abusive, harassing, defamatory, obscene or threatening. You will not solicit our customers or others or participate in the solicitation of our customers or others for any purpose.
• You will not upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission o fthe owner of such rights; and
• You will not in any way express or imply that the opinions in your electronic communications are endorsed by us without our prior written consent.