Lending Solutions

We know your circumstances are unique and are likely to require tailored financing solutions. That is why we offer a wide range of flexible lending products – from investment-backed lending to unlock value from an asset or investment you don’t want to sell, to tailored mortgages and loans to buy additional assets.

Our experience tells us that the most appropriate solutions can sometimes be complex. Whether your needs are straightforward or more challenging, we can arrange personal and professionally managed lending structures. We often find ourselves liaising closely with trustees, family offices, tax advisers and other professionals to ensure we find the right route.

Flexibility, effective decision making, execution and exceptional service are our priorities when finding the right lending solution adapted to your financing needs.


We provide lending solutions to support you at all stages of life’s journey.
 

Buying property

Selling a business

Downsizing

Retiring

Real Estate Lending

Real Estate Lending

Short- and medium-term mortgages can be a simple and effective way to borrow, whether you are buying a new home, residential investment property or looking to create liquidity. We are prominent in areas other lenders find difficult to match. This includes providing mortgages to those with complex income structures, for example who may require bridging loans* while waiting to sell real estate assets.

*A bridging loan is a mortgage that has a term of 12 months or less.

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Investment Backed Lending

Investment Backed Lending

Looking to take advantage of new investment opportunities or meet other spending commitments without disrupting your long-term investment strategy? Our tailored lending solutions can help unlock liquidity from your portfolio. Investment backed lending can also be used to add leverage to your investment strategy if required.

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Specialised Lending

Specialised Lending

Societe Generale offers global expertise in a range of solutions - from corporate and investment banking to private banking and securities services, as well as specialised financial services including vehicle and equipment financing. Being part of the Societe Generale Group means that we can be your gateway to this network of global solutions.

Please consider
  • Property is a high-risk, long-term investment, so it may not be suitable for everyone
  • We recommend you take independent tax advice on any investment or leverage. It’s important to appreciate the specific risks associated with investment leverage before making any investment decisions
  • Your home may be repossessed if you don’t keep up repayments on your home mortgage
  • If you borrow to buy an investment property and fail to keep up with the required payments, the property may be repossessed, or a receiver of rents appointed