External Asset Managers

We offer a diverse selection of solutions, ranging from the most straightforward to the most complex.

• Cash management solutions 
• Money market instruments 
• Fixed income: Corporate, government debt and new issues
• Equities: Stocks, shares and Exchange-Traded Funds (ETFs)
• Structured products and derivatives
• Islamic finance: Murabaha / Sukuk ^{(1), (2)} 

⁽¹⁾Where appropriate, we may be able to connect you with Societe Generale Private Banking for this service.
⁽²⁾ The Rules for the protection of retail clients of SG Kleinwort Hambros Bank Limited and its non-UK branches and the Compensation Scheme(s) do not apply to services provided by Societe Generale Private Banking entities in the EU.

Compensation Schemes for Structured products: Investments in structured products will not benefit from protections provided by the UK Financial Services Compensation Scheme for clients of SG Kleinwort Hambros Bank Limited / or Clients of SG Kleinwort Hambros Bank Limited, Gibraltar Branch. There is no compensation scheme in relation to investment accounts available in the Channel Islands.

Our team of experienced trade execution specialists can meet your trading needs with the ability to process orders via phone, email and Bloomberg chat.

• Specialist trade execution across multiple asset classes and coverage of all SG Kleinwort Hambros entities in the UK, Channel Islands and Gibraltar 
• Order execution and confirmation
• Live market information
• Access to a broad range of financial instruments
• Access to international markets between 8am – 5pm (UK time)

With our on-line tool ‘KH Channels’, you can securely access your clients' accounts online, to manage their portfolios. This allows you to view current holdings and performance, place Execution Only orders during UK business hours and generate ad-hoc valuations with just one click.

Our specialists give you access to a broad range of financial solutions depending on your clients’ objectives, financial capacity and risk profile.

• Investment backed lending (Lombard lending) ⁽¹⁾
• Real estate lending 
• Specialised lending ^{(2), (3)}
• Islamic finance: Reverse Murabaha, Islamic real estate financing ^{(2), (3)}
• Issuance of bank guarantees 

^{(1)  '}Lombard lending' or 'Investment-backed lending' allows you to unlock liquidity from your portfolio to take advantage of new investment opportunities or meet other spending commitments without disrupting your long-term investment strategy. Lombard lending is only likely to be suitable for clients who are experienced investors and understand the associated risks. A Lombard loan is backed by liquid assets from an investment portfolio, which is known as ‘collateral’. The borrower’s capital is at risk with such a loan and if the assets held as collateral lose value because of market volatility or exchange rate risk, the borrower must provide additional collateral or accept the possibility of a sale of their assets to reduce the amount of the loan. We recommend you take independent tax advice on such loans. It’s important to appreciate the specific risks associated with investment leverage before making any investment decisions.
⁽²⁾ Where appropriate, we may be able to connect you with Societe Generale Private Banking for this service.  
⁽³⁾ The Rules for the protection of retail clients of SG Kleinwort Hambros Bank Limited and its non-UK branches and the Compensation Scheme(s) do not apply to services provided by Societe Generale Private Banking entities in the EU.

We can provide robust and secure on-line tools.

• Your clients can utilise KH Online which provides secure access to banking and investment accounts with advanced security measures.
• As an External Asset Manager, you can access SFTP (Secure File Transfer Protocol) Solution, which is a daily delivery of files, which provides a full overview of cash and asset positions and transactions. This enables you to be always up to date on the portfolios you manage and allows you to reconcile with your own systems.

Your clients may have domestic and international concerns relating to their wealth, professional and family situation. Should the need arise, our Wealth Planning team
can work directly with your clients to identify their objectives and requirements and
to provide specific advice.

• Cashflow analysis and planning
• Dedicated family funds
• Tax efficient investments
• Succession planning
• International wealth planning / structuring 
• Business sales - Pre and post liquidity planning
• Unit-linked life Insurance (Offshore bond)
• Insurance
• Trusts
• Retirement and pensions planning  
   

Additional fees and terms will apply. Any services and investments may have tax consequences. SG Kleinwort Hambros Bank Limited does not provide tax or legal advice. The level of taxation depends on individual circumstances, which can change. You should seek professional advice to understand any applicable tax or legal consequences.

We can help your clients pursue  their passions with a range of services from Art Advisory⁽¹⁾ to Philanthropy. 

⁽¹⁾ SG Kleinwort Hambros will receive a fee for introductions to
professional partners in the art world, details available on request.